ZIKTO

For insurers

Understand your consumers with real data
Digitization, automation, innovation: all realized by blockchain

CONNECTING TO ZIKTO

Insurers

Third parties

Users

Insurers

With reliable and secure data transactions, insurers can develop bespoke insurance products that meet the needs of new consumers.

Third parties

Third party players now have a core role in insurance processes. Any types of data can be collected and analyzed for better use: making insurers understand their consumers.

Users

Insurance can be easy, simple, and quick. The coverage will reflect your lifestyle, the values will come instantly, and the benefits will be automatic. Users can share their data and receive compensation in cryptocurrency: Insureum tokens.

MAIN BENEFITS

BETTER PERFORMANCE

Better consumer satisfaction, new consumer acquisition, and less costs

Digitization

Processes and insurance policies can be digitized through data-based operations

Automation

Smart contract and digitization automate the overall value chain processes

Consumer-centric

WInsurers can communicate with consumers more frequently and effectively

Innovation

Innovation from process efficiencies and data-driven product development/operations

Real data

Public/parametric data, consumers’ lifecycle data,
usage and payment data – properly shared with rewards

MAIN BENEFITS

BETTER PERFORMANCE

Better consumer satisfaction, new consumer acquisition, and less costs

Digitization

Processes and insurance policies can be digitized through data-based operations

Automation

Smart contract and digitization automate the overall value chain processes

Consumer-centric

WInsurers can communicate with consumers more frequently and effectively

Innovation

Innovation from process efficiencies and data-driven product development/operations

Real data

Public/parametric data, consumers’ lifecycle data,
usage and payment data – properly shared with rewards

WITH ZIKTO

PARTNERS

USE CASES

Parametric insurance

Insurance based on public data (e.g. weather, flight information, real estate) and automations of claims processes

Developing

UBI (usage-based insurance)

Insurance based on policyholder behavior and usage patterns (e.g. miles driven, distances walked, and hours exercised)

Developing

Real-time (on-demand) insurance

Insurance with dynamic coverage and pricing based on the demand and usage

Developing

Bespoke insurance

Insurance developed based on the needs of the consumers, leveraging the actual data

Developing

Partnership Inquiry

Join Zikto Protocol build the future of insurance together